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Chapter 3 - THE COMPANY MY HUSBAND NEVER MENTIONED

Northline Advisory LLC had been incorporated four months after Ivy was born.

Its registered office was a small commercial suite in downtown Chicago.

The company described itself as a financial consulting and investment advisory business.

There was nothing inherently suspicious about that.

What interested me was its ownership.

Grant held a minority interest through an investment agreement.

The majority owner was a woman named Elise Parker.

I knew Elise.

She was thirty-two, worked in corporate strategy at Grant's firm, and had attended our baby shower.

She brought Ivy an expensive cashmere blanket and told me how lucky I was to have a husband who worked so hard for his family.

I remembered smiling.

I remembered thanking her.

Now I was staring at her name beside my husband's on a business registration.

I checked the public information again.

Northline had been formed while I was recovering from childbirth and learning how to care for a newborn.

Grant had told me he was working late because his company was preparing for an important acquisition.

Apparently, he had also been building a private business with Elise.

I printed the available records and placed them in my DOCUMENT folder.

Then I opened my calendar.

Grant had attended three weekend business meetings during the previous month.

All three corresponded to expenses associated with Northline's registered office.

That wasn't proof of an affair.

I knew better than to turn suspicion into a conclusion.

But it was enough to ask serious questions.

At noon, I met Ava over video while Ivy slept beside me.

She examined the loan application.

“The electronic signature needs to be investigated,” she said. “We'll notify the lender that you dispute the authorization and ask them to preserve the original application records.”

“What about the house?”

Ava studied the deed and mortgage documents.

“Because you owned it before marriage, its separate-property status matters. But we'll also need to examine mortgage payments, improvements, and any potential marital interests.”

“Grant told me to take Ivy somewhere else.”

“He doesn't have the authority to decide the ownership or occupancy questions by shouting at you. We can address temporary living arrangements and parenting arrangements through the appropriate legal process.”

I nodded.

It was reassuring to hear someone describe the situation in facts rather than threats.

Then Ava turned to the financial records.

“The joint-account transfers deserve closer examination. We need to distinguish authorized household spending from money moved for Grant's separate purposes.”

I showed her Northline's registration.

Her expression changed.

“Did Grant disclose this business to you?”

“No.”

“Has he ever asked you to guarantee its debts?”

“No.”

She looked at the home-equity application again.

“That may be what he was trying to do.”

My stomach tightened.

Ava advised me to secure copies of the records I could lawfully access and avoid confronting Grant about financial documents before we had taken appropriate preservation steps.

Then she asked about Ivy.

“Who currently handles most of her daily care?”

“I do.”

“Medical appointments?”

“Me.”

“Feeding and nighttime routines?”

“Me.”

“Does Grant care for her independently?”

I hesitated.

“Not often.”

Ava nodded and suggested that I maintain an accurate caregiving record.

Not to manufacture a case against Grant.

To make sure any future parenting plan reflected Ivy's actual needs and each parent's ability to meet them.

After the call, I checked my phone.

Grant had sent a message.

Elise and I have a late strategy meeting tonight. Don't wait up.

I stared at her name.

Then another message appeared.

Also, I need you to electronically sign the refinancing documents before Friday. It's important for our future.

I looked toward Ivy.

She was sleeping peacefully, one tiny hand resting beside her cheek.

Our future.

Grant had used those words repeatedly during our marriage.

Now I wanted to know whose future he meant.

That evening, while Grant was supposedly attending his strategy meeting, a package arrived at the house.

Inside was a printed copy of Northline's preliminary investment proposal.

It had been sent to me because I was listed as a proposed guarantor.

Near the back was a projected use-of-funds schedule.

Office expenses.

Technology.

Marketing.

Executive compensation.

And one particularly interesting line.

Residential accommodation for managing partner.

$6,800 per month.

May you like

The managing partner was Elise Parker.

My husband wanted to borrow against my home to help pay for another woman's apartment.

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