Chapter 10 - THE BUSINESS THAT WAS BUILT ON MY NAME

Northline's financial statements were impressive.
That was the first thing I noticed when Elise's attorney provided the documents to Ava as part of the dispute over my alleged involvement.
Projected annual revenue:
$3.8 million.
Expected operating margin:
Twenty-seven percent.
Three-year growth estimate:
More than two hundred percent.
The numbers looked beautiful.
Too beautiful.
I recognized the problem almost immediately.
The model assumed Northline would win three major consulting contracts within six months.
One was the Redwood engagement.
Another was with a national real estate company.
The third was a healthcare technology acquisition that had not even entered formal negotiations.
None of those contracts had been signed.
Yet Grant had used the projected revenue to justify borrowing $240,000.
More troubling, the lender's supporting documents identified me as a thirty-percent partner and an experienced financial executive who would oversee the company's risk management.
My professional biography appeared in the package.
So did a projected compensation schedule.
I supposedly planned to leave my previous employer and become Northline's chief financial officer.
I stared at it.
“Grant built his financing around a job I never agreed to take.”
Ava nodded.
“We'll formally dispute the representations and provide evidence that you didn't authorize them.”
The lender had already placed the financing package under review after learning that the home-equity application was disputed.
Northline could not rely on the proposed collateral.
And the company was losing the client prospects it had used to support its forecasts.
Grant's imagined future was collapsing.
Not because I had sabotaged his business.
Because his assumptions depended on my money, my property, my qualifications, and my unpaid cooperation.
He had simply forgotten to obtain my consent.
That afternoon, I received a call from an executive at Grant's employer.
She explained that Northline had approached two organizations with which Grant's employer maintained active business relationships.
The company had begun reviewing whether Grant had violated its conflict-of-interest and outside-business policies.
She didn't ask me for confidential information.
She wanted to verify whether I had authorized Northline to use my name and professional credentials.
I confirmed that I had not.
Then I directed her to Ava for the relevant documentation.
An hour later, Grant called.
His voice shook with anger.
“You got me suspended.”
I stood beside Ivy's crib, watching her sleep.
“No. Your employer is reviewing your outside business activities.”
“You told them I forged your signature.”
“I told the lender I didn't sign the application. The records will establish how it was prepared.”
“Do you have any idea what this is doing to my career?”
For a moment, I couldn't speak.
I remembered the months I spent supporting his career while mine was on hold.
The late dinners.
The conferences.
The nights he told me he was too exhausted to help with Ivy.
He had been building another life while treating me as though I had nothing important left to contribute.
“You're responsible for your own decisions, Grant.”
He laughed bitterly.
“You used to support me.”
“I supported you when I believed we were building a life together.”
“And now?”
“Now I'm protecting myself and our daughter.”
He didn't answer.
Then he said something that surprised me.
“Elise is leaving Northline.”
I felt my chest tighten.
“What?”
“She says she can't trust me.”
I almost laughed.
The woman who had helped him betray his wife was now discovering that he wasn't particularly trustworthy.
But I didn't say it.
It wasn't my problem anymore.
After the call, Ava sent me a new document.
The lender had completed an initial review of the electronic authorization.
The application was submitted through Northline's account, but the disputed signature had been created from an image embedded in a scanned household document.
The scanned document was an old mortgage statement.
It had been uploaded from a device associated with Grant.
I stared at the report.
Then I saw the timestamp.
11:48 p.m.
I remembered that night.
Ivy had been sick.
I had spent hours soothing her before finally falling asleep on the couch.
May you like
Grant told me he was staying downstairs to finish a presentation.
While I was caring for our daughter, my husband had apparently been preparing to use my signature to secure his business financing.